Manuel Ramirez

NMLS # 1739760

949-822-7001

manny@dynamicdigitalmtg.com

Manuel Ramirez Loan Officer

Blog

Buying a Home with help from Family

Buying a Home with help from Family

With U.S. home prices have jumped 20 percent in the past year, it is becoming increasingly harder for many Americans to buy a home on their own. To be able to break into the housing market, more and more buyers are going in together with siblings or paren

Mar 16, 2023 | Purchasing a Home Home Ownership

What Fees are Included in Mortgage Closing Costs?

What Fees are Included in Mortgage Closing Costs?

When you buy a home or refinance your mortgage, you should expect to pay closing costs. What are these fees and what is it you are paying for? Closing Costs Defined Closing costs are charges for basically all the services it takes to put together a mortga

Mar 14, 2023 | Purchasing a Home

Can You Afford a Second Home?

Can You Afford a Second Home?

If you are looking to buy a vacation home in one of your favorite spots, one of the most important questions to ask yourself is “Can I afford to buy a second home?” The answer will depend on a variety of factors.While some buyers have the cash to buy a se

Mar 11, 2023 | Purchasing a Home

Can I Use a Home Equity Loan to Buy a Vacation Home?

Can I Use a Home Equity Loan to Buy a Vacation Home?

If you’ve been dreaming about buying that property at your favorite vacation spot but not sure how you’d ever save up for it, there may be an option you haven’t considered: using the equity from your current home to pay for the vacation home with a home e

Mar 09, 2023 | Purchasing a Home

How To Beat High Inflation with a Home Purchase

How To Beat High Inflation with a Home Purchase

Inflation rates in the U.S. rose to unusually high levels over the past few years. While the Federal Reserve is making headway on bringing rates down, it can still feel like your buying power is being quickly eroded. High interest rates may have scared yo

Mar 07, 2023 | Purchasing a Home

More Space: Buying a Bigger Home vs. Expanding

More Space: Buying a Bigger Home vs. Expanding

Maybe you have recently added another child to your family. Maybe it's time to bring your aging parents into your home for more care. Or maybe your job has gone remote, and you need room for an office. Whatever the reason for needing more space, it can be

Mar 02, 2023 | Purchasing a Home

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